Unfortunately, there’s no one size fits all mortgage. It all depends on your circumstances, finances and personal preference. To make an informed decision you need to be able to understand the pros and cons of the various products on offer; which primarily fall under the fixed rate and variable rate categories.
Our adviser and team are experts in all the products available and the latest deals on our comprehensive panel. They will go through all the options with you to find the best mortgage fit for you. Book an appointment for a straight-talking, jargon-busting FREE initial consultation with our expert adviser and team, and we will help you through each stage of the process for a smooth, stress-free experience.
This includes working out how much you can borrow, negotiating the best price for the house of your dreams, finding the right mortgage for you and securing your investment for the future. We will see if you can take advantage of any Government schemes or initiatives, help you with paperwork and make sure you have budgeted for all the costs involved in buying a house.
Our ultimate goal is to get you into the home of your dreams and we will work non-stop to help you achieve that dream.
You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 1998. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone. By submitting your information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.
A mortgage is likely to be the biggest financial commitment you ever make, so it’s important to get it right first time. But with so many products to choose from, it can be difficult to know where to start, especially if you don’t know your LTVs from your ARMs.
Your Mortgage Solutions will demystify that whole process for you, starting with how much you can borrow and the monthly repayment you can afford. You will leave your initial consultation with Your Mortgage Solutions feeling much more confident about the process, armed with the knowledge of how much you can borrow, the deposit needed, what the monthly repayments are likely to be and which lender you might go with.
You may think that buying a home is out of your reach, but this is not necessarily the case. In recent years, the Government has launched various schemes and initiatives designed to help people who are struggling to get on the property ladder. Many of these initiatives are aimed at removing one of the biggest barriers to home ownership, in the form of the large deposits required.
Figuring out whether you’re eligible for the Help to Buy Mortgage Guarantee Scheme, the Help to Buy Equity Loan or Shared Ownership – and if so, which would be best, can also lead to information overload.
Our advisors are experts in those schemes and the various dedicated first time buyer deals available on the mortgage market. We will check all the options available to you and help you get on the way to owning your first home.
Terms and conditions apply. For further information see www.helptobuy.gov.uk
A mortgage is a life-long commitment so it’s important to get the decision right from the outset. It’s not a straight-forward process and this can make it seem a very daunting task. So how can a broker help?